Payday loans in a bank: a review of current offers

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Bank offers payday loans to the population on favorable terms. The bank itself occupies a leading position among the leading creditors of Russia. A well-developed network of branches, a wide range of services, and a customer focus are all aimed at attracting trustworthy borrowers.

Lending terms

Lending terms

Leave a request for a payday loan can be on the official page on the Internet. In the same place, the user can calculate the payday loan term and the amount of monthly installments using a payday loan calculator. Another way to submit an application is to contact the Bank office directly.

The potential borrower must meet the requirements of the lender:

  • age from 21;
  • Russian citizenship;
  • average monthly income should be at least 10,000 rubles after tax deduction;
  • the presence of uninterrupted experience for six months;
  • permanent registration in the area of ​​presence of the bank offices;
  • mobile phone.

Additional documents, such as a passport showing trips over the past year, or TCP, increase the chances for a positive decision. payday loan programs differ for different categories of borrowers:

  • mass offer;
  • users receiving wages to the account of Bank;
  • participants of a corporate project.

Bank General Consumer Credit Rates

Bank General Consumer Credit Rates

Below are the terms of a payday loan for mass supply:

  • Credit limit: up to 1 million rubles;
  • The term of the contract: from 12 to 36 months;
  • No collateral, third party guarantee required.

The interest rate depends on the size of the payday loan. The rate of more than 50,000 rubles is the rate of 19.99 – 25.99%, from 250,001 rubles an annual percentage is 16.99 – 22.99%, from 700,001 rubles – 15.99 – 22.99%.

Crediting conditions for participants of the salary project

Borrowers receiving salary payments to Bank’s account may receive a payday loan on favorable terms. The credit limit rises to 2 million rubles, the term increases to 60 months. Attraction of guarantors is not required, there are no fees for issuing a payday loan. Depending on the amount of borrowed funds, the rate may be 11.99 – 25.99%

Lending conditions for employees of partner companies

Bank partner companies are provided with special conditions. The maximum limit reaches 1.5 million rubles. A payday loan is issued for a period of 12 to 36 months.

A third party guarantee is not required; fees for issuing and maintaining accounts are not charged. Rates on the credit program for corporate clients are 13.99 – 25.99%.

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